/* ============================================================
   Eurasia — страхование грузов
   Дизайн-система: токены → примитивы → секции → адаптив
   ============================================================ */

:root {
  /* Палитра */
  --navy-950: #0b1227;
  --navy-900: #131c37;
  --navy-800: #1b2a56;
  --navy-700: #263471;
  --navy-600: #334698;
  --blue-600: #0369a1;
  --blue-500: #007cc3;
  --blue-400: #4bb4e6;
  --blue-050: #eaf5fc;
  --mint-600: #0d9488;
  --mint-700: #0b7c72; /* текстовый мятный: 5.07:1 на белом */
  --mint-500: #14b8a6;
  --mint-400: #2dd4bf;
  --mint-050: #e6faf6;

  --bg: #f5f8fc;
  --bg-deep: #eaf0f9;
  --surface: #fff;
  --surface-muted: #fbfcff;

  --ink-900: #0f1b33;
  --ink-700: #33426b;
  --ink-500: #5b6b8c;
  --ink-400: #8493b3;
  --on-dark: #ffffff;
  --on-dark-muted: #b3c0e0;
  --on-dark-faint: #8593ba;

  --line: #e2e8f5;
  --line-soft: #eef2fa;
  --line-strong: #cfd9ec;

  --success: #16803b;
  --success-bg: #e8f8ee;
  --danger: #c92a2a;
  --danger-bg: #fdf0f0;
  --warning: #b45309;
  --warning-bg: #fdf6ea;

  /* Радиусы */
  --radius-xs: 8px;
  --radius-sm: 10px;
  --radius-md: 16px;
  --radius-lg: 24px;
  --radius-xl: 32px;
  --radius-pill: 999px;

  /* Шкала отступов */
  --sp-1: 4px;
  --sp-2: 8px;
  --sp-3: 12px;
  --sp-4: 16px;
  --sp-5: 20px;
  --sp-6: 24px;
  --sp-7: 32px;
  --sp-8: 40px;
  --sp-9: 48px;
  --sp-10: 64px;
  --sp-11: 80px;
  --sp-12: 112px;

  /* Тени: слоистые, с тонким контурным кольцом */
  --ring: 0 0 0 1px rgba(19, 28, 55, .06);
  --shadow-xs: 0 1px 2px rgba(15, 27, 51, .05);
  --shadow-sm: 0 1px 2px rgba(15, 27, 51, .05), 0 4px 12px -6px rgba(15, 27, 51, .12);
  --shadow-md: 0 2px 4px rgba(15, 27, 51, .04), 0 14px 32px -14px rgba(15, 27, 51, .22);
  --shadow-lg: 0 4px 10px rgba(15, 27, 51, .05), 0 30px 60px -26px rgba(11, 18, 39, .34);
  --shadow-xl: 0 6px 14px rgba(15, 27, 51, .06), 0 48px 90px -34px rgba(11, 18, 39, .44);
  --shadow-blue: 0 10px 24px -10px rgba(0, 124, 195, .55);
  --shadow-mint: 0 10px 24px -10px rgba(13, 148, 136, .5);

  /* Движение */
  --ease: cubic-bezier(.22, 1, .36, 1);
  --ease-out: cubic-bezier(.16, 1, .3, 1);
  --fast: 180ms;
  --medium: 340ms;
  --slow: 640ms;

  --header-height: 76px;
  --z-header: 100;
  --z-modal: 500;
  --z-toast: 600;
}

/* ---------- Сброс и базовая типографика ---------- */

* { box-sizing: border-box; }
html { scroll-behavior: smooth; scroll-padding-top: calc(var(--header-height) + 24px); -webkit-text-size-adjust: 100%; }
body {
  margin: 0;
  background: var(--bg);
  color: var(--ink-900);
  font-family: "IBM Plex Sans", -apple-system, BlinkMacSystemFont, Arial, sans-serif;
  font-size: 16px;
  line-height: 1.55;
  font-feature-settings: "kern" 1;
  -webkit-font-smoothing: antialiased;
  -moz-osx-font-smoothing: grayscale;
  overflow-x: hidden;
}
body.modal-open { overflow: hidden; }
button, input, select, textarea { font: inherit; color: inherit; }
button, a, select, label, input[type="checkbox"], input[type="radio"] { cursor: pointer; touch-action: manipulation; }
a { color: inherit; text-decoration: none; }
svg { display: block; }
img { max-width: 100%; height: auto; }
[hidden] { display: none !important; }

h1, h2, h3, h4, p { margin-top: 0; }
h4 { margin-bottom: var(--sp-4); font-size: 16px; font-weight: 600; }
h1, h2, h3, h4 { text-wrap: balance; }
h1 {
  max-width: 15ch;
  margin: var(--sp-6) 0 var(--sp-5);
  color: var(--navy-900);
  font-size: clamp(40px, 4.9vw, 66px);
  font-weight: 600;
  line-height: 1.06;
  letter-spacing: -.038em;
}
.gradient-text {
  color: transparent;
  background: linear-gradient(102deg, var(--blue-500) 0%, var(--mint-500) 35%, var(--blue-500) 70%, var(--mint-500) 100%);
  background-size: 260% 100%;
  background-clip: text;
  -webkit-background-clip: text;
  animation: gradient-drift 11s ease-in-out infinite;
}
@keyframes gradient-drift {
  0%, 100% { background-position: 0% 50%; }
  50% { background-position: 100% 50%; }
}
.mono { font-family: "IBM Plex Mono", ui-monospace, monospace; font-variant-numeric: tabular-nums; }

:focus-visible { outline: 3px solid var(--mint-500); outline-offset: 3px; border-radius: 4px; }

.skip-link {
  position: fixed; top: var(--sp-2); left: var(--sp-2); z-index: 1000;
  padding: 10px 16px; border-radius: var(--radius-sm);
  background: #fff; color: var(--navy-900); font-weight: 600;
  transform: translateY(-160%); box-shadow: var(--shadow-md);
  transition: transform var(--fast) var(--ease);
}
.skip-link:focus { transform: translateY(0); }

/* ---------- Раскладка ---------- */

.container { width: min(1180px, calc(100% - 48px)); margin: 0 auto; }
.narrow-container { max-width: 860px; }
.section { padding: var(--sp-12) 0; }
.section-soft { background: var(--bg-deep); }

.section-heading { max-width: 720px; margin: 0 auto var(--sp-9); text-align: center; }
.section-heading h2 {
  margin: var(--sp-3) 0 var(--sp-4);
  color: var(--navy-900);
  font-size: clamp(30px, 3.6vw, 44px);
  font-weight: 600;
  line-height: 1.14;
  letter-spacing: -.032em;
}
.section-heading p { margin-bottom: 0; color: var(--ink-500); font-size: clamp(16px, 1.4vw, 18px); text-wrap: pretty; }

.eyebrow, .section-tag {
  display: inline-flex; align-items: center; gap: var(--sp-2);
  color: var(--blue-600);
  font-size: 12px; font-weight: 600; letter-spacing: .1em; text-transform: uppercase;
}
.status-dot {
  width: 8px; height: 8px; border-radius: 50%;
  background: var(--mint-500); box-shadow: 0 0 0 5px rgba(20, 184, 166, .16);
}

/* ---------- Шапка ---------- */

/* Шапка фиксированная: первый экран уходит под неё, поэтому сквозь стекло
   виден настоящий фон hero, а не белая подложка страницы. */
.site-header {
  position: fixed; top: 0; right: 0; left: 0; z-index: var(--z-header);
  height: var(--header-height);
  background: linear-gradient(180deg, rgba(255, 255, 255, .3), rgba(255, 255, 255, .12));
  border-bottom: 1px solid rgba(255, 255, 255, .34);
  backdrop-filter: saturate(180%) blur(14px);
  -webkit-backdrop-filter: saturate(180%) blur(14px);
  box-shadow: inset 0 1px 0 rgba(255, 255, 255, .55);
  transition: box-shadow var(--medium) var(--ease), border-color var(--medium), background var(--medium), backdrop-filter var(--medium);
}
.site-header.scrolled {
  background: linear-gradient(180deg, rgba(255, 255, 255, .8), rgba(255, 255, 255, .64));
  border-color: rgba(19, 28, 55, .08);
  backdrop-filter: saturate(190%) blur(22px);
  -webkit-backdrop-filter: saturate(190%) blur(22px);
  box-shadow: inset 0 1px 0 rgba(255, 255, 255, .8), 0 10px 30px -26px rgba(11, 18, 39, .95);
}
/* Стекло у переключателя языка — иначе на прозрачной шапке он выглядит нашлёпкой */
.site-header .language-switch { background: rgba(255, 255, 255, .5); border-color: rgba(255, 255, 255, .7); backdrop-filter: blur(6px); }
.site-header .menu-toggle { background: rgba(255, 255, 255, .6); border-color: rgba(255, 255, 255, .8); backdrop-filter: blur(6px); }
.header-inner { height: 100%; display: flex; align-items: center; justify-content: space-between; gap: var(--sp-6); }

.brand { display: inline-flex; min-height: 44px; align-items: center; gap: var(--sp-3); flex: none; }
.brand-mark {
  width: 38px; height: 38px; flex: none;
  fill: var(--navy-800); stroke: var(--mint-400);
  stroke-width: 1.6; stroke-linecap: round; stroke-linejoin: round;
  transition: transform var(--medium) var(--ease);
}
.brand:hover .brand-mark { transform: translateY(-1px) scale(1.03); }
.brand-mark path:last-child { fill: none; stroke: #fff; stroke-width: 2.2; }
.brand-copy { display: flex; flex-direction: column; line-height: 1; }
.brand-copy b { font-size: 17px; font-weight: 600; letter-spacing: .14em; color: var(--navy-800); }
.brand-copy small { margin-top: 6px; color: var(--ink-500); font-size: 10px; letter-spacing: .05em; }

.main-nav { display: flex; align-items: center; gap: var(--sp-7); margin-left: auto; }
.main-nav a {
  position: relative; padding: 27px 0;
  color: var(--ink-700); font-size: 14px; font-weight: 500;
  transition: color var(--fast);
}
.main-nav a::after {
  content: ""; position: absolute; right: 0; bottom: 20px; left: 0;
  height: 2px; border-radius: 2px;
  background: linear-gradient(90deg, var(--blue-500), var(--mint-500));
  transform: scaleX(0); transform-origin: left;
  transition: transform var(--medium) var(--ease);
}
.main-nav a:hover, .main-nav a.current { color: var(--navy-900); }
.main-nav a:hover::after, .main-nav a.current::after { transform: scaleX(1); }

.header-actions { display: flex; align-items: center; gap: var(--sp-3); }
.language-switch {
  display: flex; padding: 2px; gap: 2px;
  border: 1px solid var(--line); border-radius: var(--radius-pill); background: var(--bg);
}
.lang-btn {
  min-width: 44px; min-height: 44px; padding: 0 var(--sp-2);
  border: 0; border-radius: var(--radius-pill); background: transparent;
  color: var(--ink-500); font-size: 12px; font-weight: 600; letter-spacing: .04em;
  transition: background var(--fast), color var(--fast), box-shadow var(--fast);
}
.lang-btn:hover { color: var(--navy-800); }
.lang-btn.active { background: var(--surface); color: var(--navy-800); box-shadow: var(--shadow-xs), var(--ring); }

.menu-toggle {
  display: none; width: 44px; height: 44px; padding: 12px;
  border: 1px solid var(--line); border-radius: var(--radius-sm); background: #fff;
  transition: border-color var(--fast), background var(--fast);
}
.menu-toggle:hover { border-color: var(--line-strong); }
.menu-toggle span { display: block; height: 2px; border-radius: 2px; background: var(--navy-800); transition: transform var(--medium) var(--ease), opacity var(--fast); }
.menu-toggle span + span { margin-top: 5px; }
.menu-toggle[aria-expanded="true"] span:nth-child(1) { transform: translateY(7px) rotate(45deg); }
.menu-toggle[aria-expanded="true"] span:nth-child(2) { opacity: 0; }
.menu-toggle[aria-expanded="true"] span:nth-child(3) { transform: translateY(-7px) rotate(-45deg); }

/* ---------- Кнопки ---------- */

.button {
  position: relative;
  display: inline-flex; min-height: 52px;
  align-items: center; justify-content: center; gap: var(--sp-3);
  padding: 14px 24px;
  border: 1px solid transparent; border-radius: var(--radius-sm);
  font-size: 15px; font-weight: 600; letter-spacing: -.005em;
  transition: transform var(--fast) var(--ease), box-shadow var(--fast), background var(--fast), border-color var(--fast), color var(--fast);
}
.button svg { width: 18px; height: 18px; flex: none; fill: none; stroke: currentColor; stroke-width: 2; stroke-linecap: round; stroke-linejoin: round; }
.button:hover { transform: translateY(-2px); }
.button:active { transform: translateY(0); transition-duration: 60ms; }

.button-primary {
  color: #fff;
  background: linear-gradient(135deg, var(--blue-500) 0%, #0b62b4 100%);
  box-shadow: var(--shadow-blue);
}
.button-primary:hover { box-shadow: 0 16px 32px -12px rgba(0, 124, 195, .68); }
.button-secondary { border-color: var(--line-strong); background: rgba(255, 255, 255, .8); color: var(--navy-800); }
.button-secondary:hover { border-color: var(--blue-500); color: var(--blue-600); background: #fff; box-shadow: var(--shadow-sm); }
.button-mint {
  color: #04322d;
  background: linear-gradient(135deg, var(--mint-400) 0%, var(--mint-600) 100%);
  box-shadow: var(--shadow-mint);
}
.button-mint:hover { box-shadow: 0 16px 32px -12px rgba(13, 148, 136, .62); }
.button-ghost-light { border-color: rgba(255, 255, 255, .22); background: rgba(255, 255, 255, .08); color: #fff; }
.button-ghost-light:hover { background: rgba(255, 255, 255, .16); border-color: rgba(255, 255, 255, .34); }
.button-small { min-height: 42px; padding: 10px 18px; font-size: 14px; }
.button-block { width: 100%; }
.button[disabled], .button[aria-busy="true"] { cursor: not-allowed; opacity: .55; transform: none; box-shadow: none; }

/* ---------- Первый экран ---------- */

.hero {
  position: relative; overflow: hidden;
  padding-top: var(--header-height);
  background:
    radial-gradient(900px 520px at 78% 8%, rgba(45, 212, 191, .16), transparent 62%),
    radial-gradient(760px 520px at 12% 92%, rgba(0, 124, 195, .13), transparent 60%),
    linear-gradient(168deg, #fbfdff 0%, #eef6fc 56%, #e9f1fa 100%);
}
.hero::before {
  content: ""; position: absolute; inset: 0; opacity: .5;
  background-image:
    linear-gradient(rgba(27, 42, 86, .045) 1px, transparent 1px),
    linear-gradient(90deg, rgba(27, 42, 86, .045) 1px, transparent 1px);
  background-size: 56px 56px;
  mask-image: radial-gradient(90% 70% at 70% 25%, #000 10%, transparent 75%);
  -webkit-mask-image: radial-gradient(90% 70% at 70% 25%, #000 10%, transparent 75%);
}
.hero-orb { position: absolute; border-radius: 50%; pointer-events: none; }
.hero-orb-a {
  width: 420px; height: 420px; top: -160px; right: -70px;
  background: radial-gradient(circle at 35% 35%, rgba(45, 212, 191, .38), rgba(75, 180, 230, .04) 70%);
  filter: blur(6px);
}
.hero-orb-b {
  width: 320px; height: 320px; bottom: -170px; left: 30%;
  background: radial-gradient(circle, rgba(0, 124, 195, .16), transparent 68%);
  filter: blur(8px);
}
.hero-grid {
  position: relative; z-index: 1;
  min-height: calc(100vh - var(--header-height));
  min-height: calc(100dvh - var(--header-height));
  display: grid; grid-template-columns: .92fr 1.08fr; align-items: center;
  gap: clamp(32px, 4.4vw, 64px);
  padding: clamp(20px, 2.2vw, 32px) 0;
}
.hero-lead { max-width: 54ch; margin-bottom: var(--sp-7); color: var(--ink-700); font-size: clamp(17px, 1.5vw, 19px); line-height: 1.62; text-wrap: pretty; }
.hero-actions { display: flex; flex-wrap: wrap; gap: var(--sp-3); }

.trust-list { display: flex; flex-wrap: wrap; gap: var(--sp-2) var(--sp-3); margin-top: var(--sp-7); }
.trust-item {
  display: inline-flex; align-items: center; gap: 7px;
  padding: 7px 12px 7px 10px;
  border: 1px solid rgba(19, 28, 55, .08); border-radius: var(--radius-pill);
  background: rgba(255, 255, 255, .68);
  color: var(--ink-700); font-size: 12.5px; font-weight: 500;
  transition: border-color var(--fast), background var(--fast);
}
.trust-item:hover { border-color: rgba(13, 148, 136, .34); background: #fff; }
.trust-item svg { width: 15px; height: 15px; flex: none; fill: none; stroke: var(--mint-600); stroke-width: 2; stroke-linecap: round; stroke-linejoin: round; }

/* Каскадное появление левой колонки первого экрана */
@keyframes rise-in {
  from { opacity: 0; transform: translateY(18px); }
  to { opacity: 1; transform: none; }
}
.hero-copy > * { animation: rise-in 720ms var(--ease-out) both; }
.hero-copy > .eyebrow { animation-delay: 60ms; }
.hero-copy > h1 { animation-delay: 150ms; }
.hero-copy > .hero-lead { animation-delay: 260ms; }
.hero-copy > .hero-actions { animation-delay: 370ms; }
.hero-copy > .trust-list { animation-delay: 470ms; }
.trust-item { animation: rise-in 620ms var(--ease-out) both; }
.trust-item:nth-child(1) { animation-delay: 540ms; }
.trust-item:nth-child(2) { animation-delay: 620ms; }
.trust-item:nth-child(3) { animation-delay: 700ms; }

/* Пульсирующая точка «онлайн» в надзаголовке */
.status-dot { position: relative; }
.status-dot::after {
  content: ""; position: absolute; inset: 0; border-radius: 50%;
  background: var(--mint-500);
  animation: dot-ping 2.6s var(--ease-out) infinite;
}
@keyframes dot-ping {
  0% { transform: scale(1); opacity: .55; }
  70%, 100% { transform: scale(3.2); opacity: 0; }
}

/* Медленный дрейф световых пятен и фоновой сетки */
.hero-orb-a { animation: orb-drift 19s ease-in-out infinite; }
.hero-orb-b { animation: orb-drift 23s ease-in-out infinite reverse; }
@keyframes orb-drift {
  0%, 100% { transform: translate3d(0, 0, 0) scale(1); }
  50% { transform: translate3d(-26px, 22px, 0) scale(1.07); }
}
.hero::before { animation: grid-pan 34s linear infinite; }
@keyframes grid-pan { to { background-position: 56px 56px; } }

/* Стрелка и блик у основной кнопки */
.button-primary { overflow: hidden; }
.button-primary::after {
  content: ""; position: absolute; top: 0; bottom: 0; left: -60%; width: 45%;
  background: linear-gradient(100deg, transparent, rgba(255, 255, 255, .3), transparent);
  transform: skewX(-18deg); pointer-events: none;
}
.button-primary:hover::after { animation: sheen 760ms var(--ease-out); }
@keyframes sheen { to { left: 130%; } }
.button > span[aria-hidden] { transition: transform var(--fast) var(--ease); }
.button:hover > span[aria-hidden] { transform: translateX(4px); }

/* ---------- Сцена «защищённый маршрут» ---------- */

.visually-hidden {
  position: absolute; width: 1px; height: 1px; margin: -1px; padding: 0;
  overflow: hidden; clip: rect(0 0 0 0); clip-path: inset(50%); white-space: nowrap; border: 0;
}

.hero-visual { position: relative; display: flex; justify-content: center; padding: 54px 0 46px; }
.hero-scene {
  position: relative;
  width: min(100%, 500px);
  padding: 44px 20px 16px;
  animation: rise-in 900ms var(--ease-out) 220ms both;
}

/* Поле защиты */
.scene-field { position: absolute; inset: 0; width: 100%; height: 100%; overflow: visible; }
.scene-field rect { fill: none; }
.field-glow {
  fill: rgba(255, 255, 255, .42);
  stroke: rgba(255, 255, 255, .7); stroke-width: 1;
  filter: drop-shadow(0 18px 40px rgba(19, 28, 55, .1));
}
.field-edge {
  stroke: url(#fieldStroke); stroke-width: 1.5;
  stroke-dasharray: 12 9; stroke-linecap: round;
  opacity: .7;
  animation: field-travel 26s linear infinite;
}
.field-scan {
  stroke: var(--mint-400); stroke-width: 2.4;
  stroke-dasharray: 96 var(--field-perimeter-px, 2000px); stroke-linecap: round;
  filter: drop-shadow(0 0 7px rgba(45, 212, 191, .75));
  animation: field-scan 7.5s cubic-bezier(.45, 0, .55, 1) infinite;
}
@keyframes field-travel { to { stroke-dashoffset: -210; } }
@keyframes field-scan {
  0% { stroke-dashoffset: 0; opacity: 0; }
  6% { opacity: .95; }
  90% { opacity: .95; }
  100% { stroke-dashoffset: calc(-1 * var(--field-perimeter-px, 2000px)); opacity: 0; }
}

.scene-badge {
  position: absolute; top: -14px; left: 50%;
  display: inline-flex; align-items: center; gap: 7px;
  padding: 7px 14px 7px 11px;
  border: 1px solid rgba(45, 212, 191, .32); border-radius: var(--radius-pill);
  background: #fff;
  color: var(--mint-700); font-size: 12px; font-weight: 600; letter-spacing: .02em;
  white-space: nowrap;
  box-shadow: var(--shadow-sm);
  transform: translateX(-50%);
  z-index: 4;
}
.scene-badge svg {
  width: 16px; height: 16px; flex: none;
  fill: rgba(20, 184, 166, .16); stroke: currentColor;
  stroke-width: 1.8; stroke-linecap: round; stroke-linejoin: round;
  animation: badge-pulse 3.2s var(--ease) infinite;
}
@keyframes badge-pulse {
  0%, 100% { transform: scale(1); opacity: 1; }
  50% { transform: scale(1.12); opacity: .82; }
}

/* Маршрут A → Б */
.scene-route { position: relative; z-index: 2; display: block; width: 100%; height: auto; overflow: visible; }
.route-track { fill: none; stroke: rgba(27, 42, 86, .14); stroke-width: 2; stroke-linecap: round; }
.route-flow {
  fill: none; stroke: url(#routeFlow); stroke-width: 2.4;
  stroke-dasharray: 9 11; stroke-linecap: round;
  opacity: .85;
  animation: route-flow 1.6s linear infinite;
}
@keyframes route-flow { to { stroke-dashoffset: -40; } }

.route-node circle { fill: rgba(0, 124, 195, .1); }
.route-node .node-core { fill: var(--blue-500); stroke: #fff; stroke-width: 2.5; }
.route-node-b circle { fill: rgba(20, 184, 166, .12); }
.route-node-b .node-core { fill: var(--mint-500); }
.route-node text {
  fill: var(--navy-800); font-family: "IBM Plex Sans", sans-serif;
  font-size: 15px; font-weight: 600; text-anchor: middle;
}
.route-node > circle:first-child { animation: node-breathe 2.8s var(--ease) infinite; transform-box: fill-box; transform-origin: center; }
.route-node-b > circle:first-child { animation-delay: -1.4s; }
@keyframes node-breathe {
  0%, 100% { transform: scale(1); opacity: .9; }
  50% { transform: scale(1.35); opacity: .35; }
}

/* Цвет каждого вида транспорта: им же красится хвост кометы и аура. */
.scene-vehicle[data-vehicle="truck"], .vehicle-trail[data-vehicle="truck"] { --veh: #0369a1; --veh-soft: rgba(3, 105, 161, .16); }
.scene-vehicle[data-vehicle="plane"], .vehicle-trail[data-vehicle="plane"] { --veh: #007cc3; --veh-soft: rgba(0, 124, 195, .16); }
.scene-vehicle[data-vehicle="ship"], .vehicle-trail[data-vehicle="ship"] { --veh: #0d9488; --veh-soft: rgba(13, 148, 136, .16); }

/* Хвост кометы. Сегмент тянется за транспортом: dashoffset меряется в тех же
   единицах длины пути, что и animateMotion, поэтому хвост и «фишка» едут
   синхронно. Анимация ставится в SMIL из JS — общая с транспортом временная
   шкала исключает расхождение фаз и уважает prefers-reduced-motion. */
.vehicle-trail {
  fill: none; stroke: var(--veh); stroke-linecap: round;
  visibility: hidden;
}
.route-trails.is-live .vehicle-trail { visibility: visible; }
.trail-haze { stroke-width: 9; opacity: .13; filter: blur(5px); }
.trail-core { stroke-width: 2.6; opacity: .85; filter: drop-shadow(0 0 6px var(--veh-soft)); }

.scene-vehicle { transform-box: fill-box; }
.scene-vehicle .vehicle-aura {
  fill: var(--veh); opacity: .2; filter: blur(4px);
  transform-box: fill-box; transform-origin: center;
  animation: veh-aura 2.4s var(--ease) infinite;
}
.scene-vehicle .vehicle-ring {
  fill: none; stroke: var(--veh); stroke-width: 2; opacity: .55;
  transform-box: fill-box; transform-origin: center;
  animation: veh-ring 2.4s var(--ease-out) infinite;
}
.scene-vehicle .vehicle-chip {
  fill: #fff; stroke: rgba(19, 28, 55, .08); stroke-width: 1;
  filter: drop-shadow(0 8px 18px rgba(19, 28, 55, .22));
}
/* .vehicle-icon держит статичный transform-атрибут центровки, поэтому анимация
   живёт на вложенной .vehicle-glyph: CSS-свойство transform перебило бы атрибут
   и глиф уехал бы из центра «фишки». */
.scene-vehicle .vehicle-icon {
  fill: none; stroke: var(--veh); stroke-width: 1.9; stroke-linecap: round; stroke-linejoin: round;
}
.scene-vehicle .vehicle-glyph { transform-box: fill-box; transform-origin: center; }
/* У каждого вида транспорта своя «походка»: фура покачивается на подвеске,
   самолёт кренится в вираже, судно качает на волне. */
.scene-vehicle[data-vehicle="truck"] .vehicle-glyph { animation: veh-truck 1.15s var(--ease) infinite; }
.scene-vehicle[data-vehicle="plane"] .vehicle-glyph { animation: veh-plane 3.4s var(--ease) infinite; }
.scene-vehicle[data-vehicle="ship"] .vehicle-glyph { animation: veh-ship 2.9s var(--ease) infinite; }

@keyframes veh-aura {
  0%, 100% { transform: scale(1); opacity: .2; }
  50% { transform: scale(1.26); opacity: .07; }
}
@keyframes veh-ring {
  0% { transform: scale(1); opacity: .5; }
  70%, 100% { transform: scale(1.75); opacity: 0; }
}
@keyframes veh-truck {
  0%, 100% { transform: translateY(0) rotate(0deg); }
  50% { transform: translateY(-.9px) rotate(-1.4deg); }
}
@keyframes veh-plane {
  0%, 100% { transform: rotate(-7deg) translateY(0); }
  50% { transform: rotate(6deg) translateY(-1.4px); }
}
@keyframes veh-ship {
  0%, 100% { transform: rotate(-5deg) translateY(.6px); }
  50% { transform: rotate(5deg) translateY(-.6px); }
}

.scene-vehicle.is-static { transform: translate(240px, 30px); }

.policy-preview {
  position: relative; z-index: 3;
  width: 100%; margin-top: 0; padding: var(--sp-5);
  border: 1px solid rgba(255, 255, 255, .8); border-radius: var(--radius-lg);
  background: rgba(255, 255, 255, .94);
  box-shadow: var(--shadow-xl);
  backdrop-filter: blur(14px); -webkit-backdrop-filter: blur(14px);
  transform: rotate(1deg);
  transition: transform var(--medium) var(--ease), box-shadow var(--medium);
  animation: card-float 9s ease-in-out infinite;
}
.policy-preview:hover { transform: rotate(0) translateY(-4px); animation-play-state: paused; }
@keyframes card-float {
  0%, 100% { transform: rotate(1deg) translateY(0); }
  50% { transform: rotate(.4deg) translateY(-9px); }
}
.preview-top { display: grid; grid-template-columns: auto 1fr auto; align-items: center; gap: var(--sp-3); }
.preview-icon {
  width: 46px; height: 46px; display: grid; place-items: center;
  border-radius: 13px; color: #fff;
  background: linear-gradient(145deg, var(--navy-800), var(--blue-500));
  box-shadow: inset 0 1px 0 rgba(255, 255, 255, .2);
}
.preview-icon svg { width: 24px; height: 24px; fill: none; stroke: currentColor; stroke-width: 1.7; stroke-linecap: round; stroke-linejoin: round; }
.preview-top small { display: block; color: var(--ink-500); font-size: 12px; }
.preview-top strong { color: var(--navy-800); font-size: 17px; }
.live-badge {
  align-self: start; display: inline-flex; align-items: center; gap: 5px;
  padding: 5px 10px; border-radius: var(--radius-pill);
  color: var(--success); background: var(--success-bg);
  font-size: 11px; font-weight: 600; letter-spacing: .02em;
}
.live-badge i { width: 6px; height: 6px; border-radius: 50%; background: currentColor; animation: badge-pulse 2.4s var(--ease) infinite; }
.preview-route {
  display: grid; grid-template-columns: auto 1fr auto; align-items: center; gap: var(--sp-3);
  margin: var(--sp-6) 0 var(--sp-5);
  color: var(--navy-800); font-weight: 600; font-size: 15px;
}
.preview-route i {
  position: relative; height: 2px;
  background-image: linear-gradient(90deg, var(--line-strong) 0 6px, transparent 6px 12px);
  background-size: 12px 2px;
  animation: preview-dash 1.1s linear infinite;
}
@keyframes preview-dash { to { background-position: 12px 0; } }
.preview-route i::after {
  content: ""; position: absolute; right: 0; top: -5px; width: 8px; height: 8px;
  border-top: 2px solid var(--blue-500); border-right: 2px solid var(--blue-500);
  transform: rotate(45deg);
}
.preview-data { margin: 0; }
.preview-data div { display: flex; justify-content: space-between; gap: var(--sp-5); padding: 11px 0; border-bottom: 1px solid var(--line-soft); }
.preview-data div:last-child { border-bottom: 0; }
.preview-data dt { color: var(--ink-500); font-size: 13.5px; }
.preview-data dd { margin: 0; color: var(--navy-800); font-size: 13.5px; font-weight: 600; text-align: right; }
.preview-total {
  display: flex; align-items: center; justify-content: space-between; gap: var(--sp-4);
  margin-top: var(--sp-5); padding: var(--sp-4) var(--sp-5);
  border-radius: var(--radius-md);
  background: linear-gradient(135deg, var(--navy-900), var(--navy-800));
  color: #fff;
}
.preview-total span { color: var(--on-dark-muted); font-size: 13px; }
.preview-total strong { font-family: "IBM Plex Mono", monospace; font-size: 20px; font-variant-numeric: tabular-nums; letter-spacing: -.02em; }

.floating-note {
  position: absolute; z-index: 3;
  display: inline-flex; align-items: center; gap: var(--sp-2);
  padding: 10px 13px 10px 10px;
  white-space: nowrap;
  border: 1px solid rgba(255, 255, 255, .9); border-radius: var(--radius-md);
  background: rgba(255, 255, 255, .94);
  color: var(--ink-700); font-size: 12.5px; font-weight: 500;
  box-shadow: var(--shadow-md);
  backdrop-filter: blur(10px); -webkit-backdrop-filter: blur(10px);
  animation: note-in 620ms var(--ease-out) both, float-note 6s ease-in-out infinite;
}
@keyframes note-in {
  from { opacity: 0; transform: translateY(10px) scale(.9); }
  to { opacity: 1; transform: none; }
}
.floating-note b {
  width: 28px; height: 28px; display: grid; place-items: center; flex: none;
  border-radius: var(--radius-xs); color: #fff; background: var(--mint-500);
  font-size: 13px; font-weight: 700;
}
.floating-note b svg { width: 16px; height: 16px; fill: none; stroke: currentColor; stroke-width: 2.4; stroke-linecap: round; stroke-linejoin: round; }
/* Плашки всегда снаружи пунктирной рамки.
   База (узкие экраны): над полем и под ним — по бокам там нет места. */
.note-secure { bottom: -64px; left: 16px; animation-delay: 900ms, 900ms; }
.note-time { top: -78px; right: 16px; animation-delay: 1050ms, -3s; }
.note-time b { background: var(--blue-500); }
@keyframes float-note {
  0%, 100% { transform: translateY(0); }
  50% { transform: translateY(-7px); }
}

/* Полоса доверия под первым экраном */
.assurance-bar { position: relative; z-index: 1; border-top: 1px solid rgba(19, 28, 55, .07); background: rgba(255, 255, 255, .55); }
.assurance-grid { display: grid; grid-template-columns: repeat(4, 1fr); }
.assurance-item {
  display: flex; align-items: flex-start; gap: var(--sp-3);
  padding: var(--sp-6) var(--sp-5) var(--sp-6) 0;
}
.assurance-item + .assurance-item { padding-left: var(--sp-5); border-left: 1px solid rgba(19, 28, 55, .07); }
.assurance-icon {
  width: 36px; height: 36px; display: grid; place-items: center; flex: none;
  border-radius: var(--radius-sm); color: var(--blue-600); background: var(--blue-050);
}
.assurance-icon svg { width: 19px; height: 19px; fill: none; stroke: currentColor; stroke-width: 1.8; stroke-linecap: round; stroke-linejoin: round; }
.assurance-item strong { display: block; color: var(--navy-800); font-size: 14px; font-weight: 600; }
.assurance-item span { display: block; margin-top: 2px; color: var(--ink-500); font-size: 12.5px; line-height: 1.45; }

/* Начиная с 1440px сбоку хватает места — уносим плашки влево и вправо от рамки.
   Ниже этой ширины они остаются над полем и под ним: сбоку они бы вылезли за экран. */
@media (min-width: 1440px) {
  .hero-visual { padding: var(--sp-6) 0 var(--sp-5); }
  .hero-scene { width: min(100%, 440px); }
  .floating-note { padding: 9px 12px 9px 9px; font-size: 12px; }
  .note-secure { bottom: 54px; left: auto; right: calc(100% + 8px); }
  .note-time { top: 86px; right: auto; left: calc(100% + 8px); }
}

/* ---------- Преимущества ---------- */

.benefits-grid { display: grid; grid-template-columns: repeat(4, 1fr); gap: var(--sp-5); }
.benefit-card {
  position: relative; overflow: hidden;
  display: flex; flex-direction: column;
  padding: var(--sp-7) var(--sp-6);
  border: 1px solid var(--line-soft); border-radius: var(--radius-lg);
  background: var(--surface);
  box-shadow: var(--shadow-sm);
  transition: transform var(--medium) var(--ease), box-shadow var(--medium), border-color var(--medium);
}
.benefit-card::before {
  content: ""; position: absolute; inset: 0 0 auto 0; height: 3px;
  background: linear-gradient(90deg, var(--blue-500), var(--mint-500));
  transform: scaleX(0); transform-origin: left;
  transition: transform var(--medium) var(--ease);
}
.benefit-card:hover { transform: translateY(-4px); border-color: rgba(0, 124, 195, .22); box-shadow: var(--shadow-md); }
.benefit-card:hover::before { transform: scaleX(1); }
.icon-box {
  width: 46px; height: 46px; display: grid; place-items: center; flex: none;
  margin-bottom: var(--sp-5);
  border-radius: 13px; color: var(--blue-600);
  background: linear-gradient(150deg, var(--blue-050), #f5fbff);
  box-shadow: inset 0 0 0 1px rgba(0, 124, 195, .1);
}
.icon-box svg { width: 23px; height: 23px; fill: none; stroke: currentColor; stroke-width: 1.7; stroke-linecap: round; stroke-linejoin: round; }
.benefit-card h3 { margin-bottom: var(--sp-2); color: var(--navy-800); font-size: 17px; font-weight: 600; line-height: 1.3; }
.benefit-card p { margin: 0; color: var(--ink-500); font-size: 14px; line-height: 1.6; text-wrap: pretty; }

/* ---------- Калькулятор ---------- */

.calculator-section {
  position: relative; overflow: hidden;
  padding: var(--sp-12) 0;
  background: var(--navy-950);
  color: var(--on-dark);
}
.calculator-section::before {
  content: ""; position: absolute; inset: 0;
  background:
    radial-gradient(760px 460px at 88% 4%, rgba(0, 124, 195, .28), transparent 60%),
    radial-gradient(680px 480px at 6% 88%, rgba(20, 184, 166, .16), transparent 58%);
}
.calculator-section::after {
  content: ""; position: absolute; inset: 0; opacity: .5;
  background-image:
    linear-gradient(rgba(255, 255, 255, .035) 1px, transparent 1px),
    linear-gradient(90deg, rgba(255, 255, 255, .035) 1px, transparent 1px);
  background-size: 64px 64px;
  mask-image: radial-gradient(80% 60% at 50% 0%, #000, transparent 72%);
  -webkit-mask-image: radial-gradient(80% 60% at 50% 0%, #000, transparent 72%);
}
.calculator-section .container { position: relative; z-index: 1; }
.section-heading-light h2 { color: #fff; }
.section-heading-light p { color: var(--on-dark-muted); }
.calculator-section .section-tag { color: var(--mint-400); }

/* Степпер */
.stepper {
  position: relative;
  display: grid; grid-template-columns: repeat(4, 1fr);
  max-width: 880px; margin: 0 auto var(--sp-7);
  padding: 6px;
  border: 1px solid rgba(255, 255, 255, .12); border-radius: var(--radius-pill);
  background: rgba(255, 255, 255, .05);
  backdrop-filter: blur(10px); -webkit-backdrop-filter: blur(10px);
}
.step-button {
  min-height: 48px;
  display: flex; align-items: center; justify-content: center; gap: var(--sp-2);
  padding: var(--sp-2) var(--sp-3);
  border: 0; border-radius: var(--radius-pill); background: transparent;
  color: var(--on-dark-faint); font-size: 13px; font-weight: 500;
  transition: background var(--fast), color var(--fast);
}
.step-button:not([disabled]):hover { color: #fff; background: rgba(255, 255, 255, .06); }
.step-button[disabled] { cursor: not-allowed; opacity: .55; }
.step-number {
  width: 26px; height: 26px; display: grid; place-items: center; flex: none;
  border: 1px solid rgba(255, 255, 255, .2); border-radius: 50%;
  font-size: 12px; font-weight: 600;
  transition: background var(--medium), border-color var(--medium), color var(--medium);
}
.step-number svg { width: 13px; height: 13px; fill: none; stroke: currentColor; stroke-width: 2.6; stroke-linecap: round; stroke-linejoin: round; }
.step-button.active { color: #fff; background: rgba(255, 255, 255, .11); box-shadow: inset 0 0 0 1px rgba(255, 255, 255, .1); font-weight: 600; }
.step-button.active .step-number { border-color: transparent; color: var(--navy-950); background: linear-gradient(135deg, var(--mint-400), var(--blue-400)); }
.step-button.done { color: var(--mint-400); }
.step-button.done .step-number { border-color: rgba(45, 212, 191, .5); color: var(--mint-400); background: rgba(20, 184, 166, .16); }

/* Раскладка калькулятора */
.calculator-layout { display: grid; grid-template-columns: minmax(0, 1fr) 348px; align-items: start; gap: var(--sp-6); }
.calculator-card, .summary-card {
  border-radius: var(--radius-lg); background: #fff;
  box-shadow: var(--shadow-xl), 0 0 0 1px rgba(255, 255, 255, .08);
}
.calculator-card { overflow: hidden; padding: clamp(24px, 3.4vw, 40px); }
.summary-card { position: sticky; top: calc(var(--header-height) + 20px); overflow: hidden; }
.summary-head {
  padding: var(--sp-6) var(--sp-6) var(--sp-5);
  color: #fff;
  background: linear-gradient(140deg, var(--navy-800), var(--navy-700));
}
.summary-head small { color: var(--on-dark-muted); font-size: 12px; letter-spacing: .06em; text-transform: uppercase; }
.summary-head h3 { margin: 6px 0 0; font-size: 19px; font-weight: 600; }
.summary-body { padding: var(--sp-5) var(--sp-6) var(--sp-6); }
.summary-list { display: flex; flex-direction: column; margin: 0; }
.summary-list div { display: flex; justify-content: space-between; gap: var(--sp-4); padding: 11px 0; border-bottom: 1px solid var(--line-soft); }
.summary-list div:last-child { border-bottom: 0; }
.summary-list dt { color: var(--ink-500); font-size: 13px; flex: none; }
.summary-list dd { min-width: 0; margin: 0; color: var(--navy-800); font-size: 13px; font-weight: 600; overflow-wrap: anywhere; text-align: right; }
.summary-list dd.empty { color: var(--ink-500); font-weight: 500; }
.summary-price {
  margin-top: var(--sp-5); padding: var(--sp-4) var(--sp-5);
  border-radius: var(--radius-md); background: var(--bg);
}
.summary-price span { display: block; color: var(--ink-500); font-size: 12.5px; }
.summary-price strong {
  display: block; margin-top: 3px;
  color: var(--navy-900); font-family: "IBM Plex Mono", monospace;
  font-size: 25px; font-variant-numeric: tabular-nums; letter-spacing: -.03em;
}
.summary-price.stale { background: var(--bg); }
.summary-price.stale strong { color: var(--ink-500); font-family: "IBM Plex Sans", sans-serif; font-size: 16px; font-weight: 500; letter-spacing: 0; }
.summary-price.ready { background: linear-gradient(140deg, var(--mint-050), #f2fbff); box-shadow: inset 0 0 0 1px rgba(13, 148, 136, .18); }
.summary-price.ready strong { color: var(--mint-600); }
.demo-label {
  display: flex; align-items: flex-start; gap: var(--sp-2);
  margin: var(--sp-5) 0 0; padding: 10px 12px;
  border-radius: var(--radius-xs); background: var(--warning-bg);
  color: var(--warning); font-size: 12px; line-height: 1.45;
}
.demo-label svg { width: 15px; height: 15px; margin-top: 2px; flex: none; fill: none; stroke: currentColor; stroke-width: 2; stroke-linecap: round; stroke-linejoin: round; }

/* ---------- Форма ---------- */

.form-step { animation: step-in var(--medium) var(--ease-out) both; }
@keyframes step-in { from { opacity: 0; transform: translateY(12px); } to { opacity: 1; transform: none; } }

.form-step-header { margin-bottom: var(--sp-7); padding-bottom: var(--sp-5); border-bottom: 1px solid var(--line-soft); }
.form-step-header span {
  display: inline-block; margin-bottom: var(--sp-2);
  padding: 4px 10px; border-radius: var(--radius-pill);
  background: var(--blue-050); color: var(--blue-600);
  font-size: 11.5px; font-weight: 600; letter-spacing: .05em; text-transform: uppercase;
}
.form-step-header h3 { margin: 0 0 6px; color: var(--navy-900); font-size: clamp(22px, 2.4vw, 27px); font-weight: 600; letter-spacing: -.02em; }
.form-step-header p { margin: 0; color: var(--ink-500); font-size: 14.5px; }

.form-grid { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: var(--sp-4) var(--sp-5); }
.field { min-width: 0; display: flex; flex-direction: column; }
.field-full { grid-column: 1 / -1; }
.field label, .field-label { display: block; margin-bottom: 7px; color: var(--ink-700); font-size: 13px; font-weight: 600; }
.required::after { content: " *"; color: var(--danger); }

.field input, .field select, .field textarea {
  width: 100%; min-height: 52px; padding: 13px 15px;
  border: 1.5px solid var(--line); border-radius: var(--radius-sm); outline: 0;
  background: var(--surface-muted); color: var(--ink-900);
  transition: border-color var(--fast), box-shadow var(--fast), background var(--fast);
}
.field select {
  appearance: none; padding-right: 42px;
  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%235b6b8c' stroke-width='2' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='m6 9 6 6 6-6'/%3E%3C/svg%3E");
  background-repeat: no-repeat; background-position: right 14px center; background-size: 18px;
}
.field textarea { min-height: 96px; resize: vertical; }
.field input::placeholder, .field textarea::placeholder { color: #6b7a99; }
.field input:hover, .field select:hover, .field textarea:hover { border-color: var(--line-strong); }
.field input:focus, .field select:focus, .field textarea:focus {
  border-color: var(--blue-500); background: #fff;
  box-shadow: 0 0 0 4px rgba(0, 124, 195, .12);
}
.field input.invalid, .field select.invalid, .field textarea.invalid {
  border-color: var(--danger); background: var(--danger-bg);
}
.field input.invalid:focus, .field select.invalid:focus { box-shadow: 0 0 0 4px rgba(201, 42, 42, .1); }
.field input[type="date"] { position: relative; }
.field-hint { margin: 6px 0 0; color: var(--ink-500); font-size: 12px; line-height: 1.4; }
.field-error {
  display: flex; align-items: flex-start; gap: 5px;
  min-height: 18px; margin: 5px 0 0;
  color: var(--danger); font-size: 12px; line-height: 1.35;
}
.field-error:not(:empty)::before {
  content: ""; flex: none;
  width: 14px; height: 14px; margin-top: 1px;
  background: currentColor;
  mask: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%23000' stroke-width='2.2' stroke-linecap='round'%3E%3Ccircle cx='12' cy='12' r='9'/%3E%3Cpath d='M12 8v5M12 16.2v.1'/%3E%3C/svg%3E") center / contain no-repeat;
  -webkit-mask: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%23000' stroke-width='2.2' stroke-linecap='round'%3E%3Ccircle cx='12' cy='12' r='9'/%3E%3Cpath d='M12 8v5M12 16.2v.1'/%3E%3C/svg%3E") center / contain no-repeat;
}
.input-suffix { position: relative; }
.input-suffix input { padding-right: 46px; font-family: "IBM Plex Mono", monospace; font-variant-numeric: tabular-nums; }
.input-suffix span {
  position: absolute; right: 15px; top: 50%;
  color: var(--ink-500); font-weight: 600;
  transform: translateY(-50%); pointer-events: none;
}

/* Карточки выбора */
.choice-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: var(--sp-3); }
.choice-card {
  position: relative;
  display: flex; flex-direction: column; align-items: flex-start; gap: 6px;
  padding: var(--sp-5) var(--sp-4);
  border: 1.5px solid var(--line); border-radius: var(--radius-md);
  background: #fff; text-align: left;
  transition: border-color var(--fast), background var(--fast), transform var(--fast) var(--ease), box-shadow var(--fast);
}
.choice-card .icon-box { width: 40px; height: 40px; margin-bottom: var(--sp-3); }
.choice-card .icon-box svg { width: 20px; height: 20px; }
.choice-card:hover { transform: translateY(-2px); border-color: var(--blue-400); box-shadow: var(--shadow-sm); }
.choice-card.selected { border-color: var(--blue-500); background: #f4fafe; box-shadow: 0 0 0 3px rgba(0, 124, 195, .1); }
.choice-card.selected .icon-box { color: #fff; background: linear-gradient(140deg, var(--blue-500), var(--blue-400)); box-shadow: none; }
.choice-card strong { color: var(--navy-800); font-size: 15px; }
.choice-card small { color: var(--ink-500); font-size: 12px; line-height: 1.4; }
.choice-check {
  position: absolute; top: 12px; right: 12px;
  width: 20px; height: 20px; display: grid; place-items: center;
  border: 1.5px solid var(--line-strong); border-radius: 50%;
  color: transparent; background: #fff;
  transition: background var(--fast), border-color var(--fast), color var(--fast);
}
.choice-check svg { width: 11px; height: 11px; fill: none; stroke: currentColor; stroke-width: 3; stroke-linecap: round; stroke-linejoin: round; }
.selected > .choice-check { border-color: var(--blue-500); background: var(--blue-500); color: #fff; }

.deductible-row { display: grid; grid-template-columns: repeat(6, 1fr); gap: var(--sp-2); }
.pill-option {
  min-height: 46px; padding: var(--sp-2);
  border: 1.5px solid var(--line); border-radius: var(--radius-sm);
  background: #fff; color: var(--ink-700);
  font-size: 14px; font-weight: 600; font-variant-numeric: tabular-nums;
  transition: border-color var(--fast), background var(--fast), color var(--fast);
}
.pill-option:hover { border-color: var(--blue-400); color: var(--navy-800); }
.pill-option.selected { border-color: var(--navy-800); background: var(--navy-800); color: #fff; }

/* Программы */
.program-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: var(--sp-4); align-items: stretch; }
.program-option {
  position: relative;
  display: flex; flex-direction: column;
  padding: var(--sp-6) var(--sp-5);
  border: 1.5px solid var(--line); border-radius: var(--radius-md);
  background: #fff; text-align: left;
  transition: transform var(--medium) var(--ease), border-color var(--fast), box-shadow var(--medium);
}
.program-option:hover { transform: translateY(-3px); border-color: var(--blue-400); box-shadow: var(--shadow-md); }
.program-option.selected { border-color: var(--blue-500); background: linear-gradient(180deg, #f4fafe, #fff 60%); box-shadow: 0 0 0 3px rgba(0, 124, 195, .1), var(--shadow-md); }
.program-kicker { color: var(--blue-600); font-size: 11.5px; font-weight: 600; letter-spacing: .08em; text-transform: uppercase; }
.program-option h4 { margin: 6px 0 6px; padding-right: 28px; color: var(--navy-800); font-size: 19px; font-weight: 600; line-height: 1.25; }
.program-option > p { margin: 0; color: var(--ink-500); font-size: 13px; line-height: 1.55; }
.risk-list {
  display: flex; flex-direction: column; gap: var(--sp-2);
  margin: var(--sp-5) 0 0; padding: var(--sp-4) 0 0;
  border-top: 1px solid var(--line-soft); list-style: none;
  color: var(--ink-700); font-size: 12.5px; line-height: 1.45;
}
.risk-list li { display: flex; gap: var(--sp-2); }
.risk-list li::before {
  content: ""; flex: none; width: 14px; height: 14px; margin-top: 2px;
  background: var(--mint-600);
  mask: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%23000' stroke-width='3' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='m5 12.5 4.5 4.5L19 7.5'/%3E%3C/svg%3E") center / contain no-repeat;
  -webkit-mask: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%23000' stroke-width='3' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='m5 12.5 4.5 4.5L19 7.5'/%3E%3C/svg%3E") center / contain no-repeat;
}

/* Участники */
.participant-section {
  margin-top: var(--sp-5); padding: var(--sp-6) var(--sp-5);
  border: 1px solid var(--line); border-radius: var(--radius-md);
  background: var(--surface-muted);
}
.participant-section .participant-section { margin-top: 0; padding: 0; border: 0; background: transparent; }
.participant-head { display: flex; align-items: center; justify-content: space-between; gap: var(--sp-4); margin-bottom: var(--sp-5); }
.participant-head h4 { margin: 0; color: var(--navy-800); font-size: 16px; font-weight: 600; }
.participant-head h4:empty { display: none; }
.participant-section > h4 { margin: 0 0 var(--sp-4); color: var(--navy-800); font-size: 16px; font-weight: 600; }
.type-switch { display: inline-flex; padding: 3px; gap: 2px; border: 1px solid var(--line); border-radius: var(--radius-sm); background: #fff; }
.type-switch button {
  min-height: 36px; padding: 7px 13px;
  border: 0; border-radius: 7px; background: transparent;
  color: var(--ink-500); font-size: 12.5px; font-weight: 600;
  transition: background var(--fast), color var(--fast);
}
.type-switch button:hover { color: var(--navy-800); }
.type-switch button.active { color: #fff; background: var(--navy-800); }

.toggle-row, .consent-row {
  display: flex; align-items: flex-start; gap: var(--sp-3);
  margin: var(--sp-3) 0; padding: 12px 14px;
  border: 1px solid var(--line-soft); border-radius: var(--radius-sm);
  background: #fff;
  color: var(--ink-700); font-size: 13.5px; line-height: 1.45;
  transition: border-color var(--fast), background var(--fast);
}
.toggle-row:hover, .consent-row:hover { border-color: var(--line-strong); }
.toggle-row:has(input:checked) { border-color: rgba(0, 124, 195, .32); background: #f7fcff; }
.toggle-row input, .consent-row input { width: 19px; height: 19px; margin: 2px 0 0; accent-color: var(--blue-500); flex: none; }
.consent-row { background: #fff; }

.repeat-list { display: flex; flex-direction: column; gap: var(--sp-3); }
.repeat-item { padding: var(--sp-5) var(--sp-4); border: 1px solid var(--line); border-radius: var(--radius-sm); background: #fff; }
.repeat-item-header { display: flex; align-items: center; justify-content: space-between; gap: var(--sp-3); margin-bottom: var(--sp-4); color: var(--navy-800); font-size: 14px; }
.icon-button {
  width: 40px; height: 40px; display: grid; place-items: center; padding: 0;
  border: 1px solid var(--line); border-radius: var(--radius-xs);
  background: #fff; color: var(--ink-500);
  transition: color var(--fast), border-color var(--fast), background var(--fast);
}
.icon-button svg { width: 16px; height: 16px; fill: none; stroke: currentColor; stroke-width: 2; stroke-linecap: round; }
.icon-button:hover { color: var(--danger); border-color: rgba(201, 42, 42, .4); background: var(--danger-bg); }
.text-button {
  min-height: 44px; padding: 10px 16px;
  border: 1px dashed var(--blue-400); border-radius: var(--radius-xs);
  background: #f4faff; color: var(--blue-600); font-size: 13.5px; font-weight: 600;
  transition: background var(--fast), border-color var(--fast), opacity var(--fast);
}
.text-button:hover { background: var(--blue-050); border-style: solid; }
.text-button[disabled] { cursor: not-allowed; opacity: .5; }

.step-actions {
  display: flex; align-items: center; justify-content: space-between; gap: var(--sp-3);
  margin-top: var(--sp-8); padding-top: var(--sp-6);
  border-top: 1px solid var(--line-soft);
}
.step-actions .button:last-child { margin-left: auto; }

/* ---------- Результат ---------- */

.result-panel { padding: var(--sp-4) 0; text-align: center; }
.result-icon {
  width: 68px; height: 68px; display: grid; place-items: center;
  margin: 0 auto var(--sp-5);
  border-radius: 50%; color: var(--success); background: var(--success-bg);
  box-shadow: 0 0 0 8px rgba(22, 128, 59, .06);
}
.result-icon svg { width: 30px; height: 30px; fill: none; stroke: currentColor; stroke-width: 2.2; stroke-linecap: round; stroke-linejoin: round; }
.result-icon.pay { color: var(--blue-600); background: var(--blue-050); box-shadow: 0 0 0 8px rgba(0, 124, 195, .06); }
.result-panel h3 { margin-bottom: var(--sp-2); color: var(--navy-900); font-size: clamp(24px, 3vw, 30px); font-weight: 600; letter-spacing: -.025em; }
.result-panel > p { max-width: 46ch; margin: 0 auto; color: var(--ink-500); }
.result-price {
  max-width: 460px; margin: var(--sp-6) auto; padding: var(--sp-6);
  border-radius: var(--radius-lg);
  background: linear-gradient(140deg, var(--navy-900), var(--navy-800));
  color: #fff;
  box-shadow: var(--shadow-lg);
}
.result-price span { display: block; color: var(--on-dark-muted); font-size: 13px; letter-spacing: .04em; }
.result-price strong {
  display: block; margin-top: 6px;
  font-family: "IBM Plex Mono", monospace; font-size: clamp(28px, 4.4vw, 40px);
  font-variant-numeric: tabular-nums; letter-spacing: -.035em;
}
.result-price.policy-number strong { font-size: clamp(20px, 2.6vw, 26px); letter-spacing: .01em; }
.result-actions { display: flex; justify-content: center; flex-wrap: wrap; gap: var(--sp-3); }
.success-meta {
  display: flex; align-items: flex-start; gap: var(--sp-3);
  max-width: 520px; margin: 0 auto var(--sp-6); padding: var(--sp-4) var(--sp-5);
  border-radius: var(--radius-md); background: var(--success-bg);
  color: #1c5c34; font-size: 14px; line-height: 1.5; text-align: left;
}
.success-meta svg { width: 18px; height: 18px; margin-top: 2px; flex: none; fill: none; stroke: currentColor; stroke-width: 2; stroke-linecap: round; stroke-linejoin: round; }
.result-panel .demo-label { justify-content: center; max-width: 520px; margin: var(--sp-6) auto 0; text-align: left; }

.form-alert {
  display: flex; align-items: flex-start; gap: var(--sp-3);
  margin-bottom: var(--sp-5); padding: var(--sp-4);
  border-left: 3px solid var(--danger); border-radius: var(--radius-xs);
  background: var(--danger-bg); color: #8f2323; font-size: 13.5px;
}

/* ---------- Покрытие ---------- */

.coverage-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: var(--sp-5); align-items: stretch; }
.coverage-card {
  position: relative;
  display: flex; flex-direction: column;
  padding: var(--sp-7) var(--sp-6);
  border: 1px solid var(--line); border-radius: var(--radius-lg);
  background: #fff;
  box-shadow: var(--shadow-sm);
  transition: transform var(--medium) var(--ease), box-shadow var(--medium), border-color var(--medium);
}
.coverage-card:hover { transform: translateY(-5px); box-shadow: var(--shadow-md); }
.coverage-card.featured {
  color: #fff; border-color: transparent;
  background: linear-gradient(150deg, var(--navy-800) 0%, var(--navy-700) 55%, #2c4a94 100%);
  box-shadow: var(--shadow-lg);
}
.coverage-card.featured::after {
  content: ""; position: absolute; inset: 0; border-radius: inherit; pointer-events: none;
  background: radial-gradient(420px 200px at 85% 0%, rgba(45, 212, 191, .18), transparent 65%);
}
.coverage-card.featured:hover { box-shadow: var(--shadow-xl); }
.coverage-level {
  display: inline-flex; align-self: flex-start; align-items: center; gap: 6px;
  margin-bottom: var(--sp-5); padding: 6px 12px;
  border-radius: var(--radius-pill);
  color: var(--blue-600); background: var(--blue-050);
  font-size: 11.5px; font-weight: 600; letter-spacing: .05em; text-transform: uppercase;
}
.coverage-card.featured .coverage-level { color: var(--mint-400); background: rgba(45, 212, 191, .14); }
.coverage-card h3 { position: relative; margin-bottom: 4px; color: var(--navy-800); font-size: 22px; font-weight: 600; letter-spacing: -.02em; }
.coverage-card.featured h3 { color: #fff; }
.coverage-card > strong { position: relative; display: block; margin-bottom: var(--sp-3); color: var(--blue-600); font-size: 15px; font-weight: 600; }
.coverage-card.featured > strong { color: var(--mint-400); }
.coverage-card p { position: relative; margin: 0; color: var(--ink-500); font-size: 14.5px; line-height: 1.6; }
.coverage-card.featured p { color: #c3cfe9; }
.coverage-card ul {
  position: relative;
  display: flex; flex-direction: column; gap: var(--sp-3);
  margin: var(--sp-6) 0 0; padding: var(--sp-5) 0 0;
  border-top: 1px solid var(--line); list-style: none;
}
.coverage-card.featured ul { border-color: rgba(255, 255, 255, .14); }
.coverage-card li { display: flex; gap: var(--sp-2); font-size: 14px; line-height: 1.45; }
.coverage-card li::before {
  content: ""; flex: none; width: 16px; height: 16px; margin-top: 2px;
  background: var(--mint-600);
  mask: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%23000' stroke-width='3' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='m5 12.5 4.5 4.5L19 7.5'/%3E%3C/svg%3E") center / contain no-repeat;
  -webkit-mask: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%23000' stroke-width='3' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='m5 12.5 4.5 4.5L19 7.5'/%3E%3C/svg%3E") center / contain no-repeat;
}
.coverage-card.featured li::before { background: var(--mint-400); }
.legal-note { max-width: 780px; margin: var(--sp-8) auto 0; color: var(--ink-500); font-size: 12.5px; line-height: 1.55; text-align: center; text-wrap: pretty; }

/* ---------- FAQ ---------- */

.faq-list { display: flex; flex-direction: column; gap: var(--sp-3); }
.faq-item {
  overflow: hidden;
  border: 1px solid var(--line); border-radius: var(--radius-md);
  background: #fff;
  transition: border-color var(--fast), box-shadow var(--medium);
}
.faq-item:hover { border-color: var(--line-strong); box-shadow: var(--shadow-sm); }
.faq-item.open { border-color: rgba(0, 124, 195, .3); box-shadow: var(--shadow-sm); }
.faq-question {
  width: 100%; min-height: 68px;
  display: flex; align-items: center; justify-content: space-between; gap: var(--sp-5);
  padding: var(--sp-5) var(--sp-6);
  border: 0; background: transparent;
  color: var(--navy-800); font-size: 16px; font-weight: 600; text-align: left;
  transition: color var(--fast);
}
.faq-question:hover { color: var(--blue-600); }
.faq-toggle {
  width: 32px; height: 32px; display: grid; place-items: center; flex: none;
  border-radius: 50%; background: var(--bg); color: var(--blue-600);
  transition: transform var(--medium) var(--ease), background var(--fast), color var(--fast);
}
.faq-toggle svg { width: 16px; height: 16px; fill: none; stroke: currentColor; stroke-width: 2.2; stroke-linecap: round; stroke-linejoin: round; }
.faq-item.open .faq-toggle { transform: rotate(180deg); background: var(--blue-500); color: #fff; }
.faq-answer { max-height: 0; overflow: hidden; color: var(--ink-500); transition: max-height var(--medium) var(--ease); }
.faq-answer p { margin: 0; padding: 0 var(--sp-6) var(--sp-6); font-size: 15px; line-height: 1.65; text-wrap: pretty; }

/* ---------- Контакты ---------- */

.contact-section { padding: 0 0 var(--sp-12); }
.contact-card {
  position: relative; overflow: hidden;
  display: flex; align-items: center; justify-content: space-between; gap: var(--sp-9);
  padding: clamp(28px, 4vw, 48px);
  border-radius: var(--radius-xl);
  color: #fff;
  background: linear-gradient(135deg, var(--navy-800) 0%, #1c3f74 60%, #14507e 100%);
  box-shadow: var(--shadow-lg);
}
.contact-card::before {
  content: ""; position: absolute; inset: 0; pointer-events: none;
  background: radial-gradient(560px 280px at 92% 10%, rgba(45, 212, 191, .2), transparent 62%);
}
.contact-card > div { position: relative; }
.contact-card h2 { margin: var(--sp-3) 0 var(--sp-3); font-size: clamp(26px, 3.4vw, 38px); font-weight: 600; letter-spacing: -.03em; }
.contact-card p { max-width: 52ch; margin: 0; color: #c2cee8; font-size: 15.5px; line-height: 1.6; }
.section-tag-mint { color: var(--mint-400); }
.contact-actions { position: relative; display: flex; flex-direction: column; gap: var(--sp-3); min-width: 268px; }
.contact-link {
  min-height: 54px; display: flex; align-items: center; gap: var(--sp-3);
  padding: var(--sp-3) var(--sp-4);
  border: 1px solid rgba(255, 255, 255, .16); border-radius: var(--radius-sm);
  background: rgba(255, 255, 255, .08);
  font-size: 15px; font-weight: 500;
  transition: background var(--fast), transform var(--fast) var(--ease), border-color var(--fast);
}
.contact-link:hover { background: rgba(255, 255, 255, .15); border-color: rgba(255, 255, 255, .3); transform: translateX(3px); }
.contact-icon { width: 22px; height: 22px; flex: none; color: var(--mint-400); }
.contact-icon svg { width: 100%; height: 100%; fill: none; stroke: currentColor; stroke-width: 1.8; stroke-linecap: round; stroke-linejoin: round; }

/* ---------- Подвал ---------- */

.site-footer { padding: var(--sp-11) 0 var(--sp-6); color: var(--on-dark-muted); background: var(--navy-950); }
.footer-grid { display: grid; grid-template-columns: 1.5fr .8fr 1.1fr 1.2fr; gap: var(--sp-8); }
.brand-light .brand-copy b { color: #fff; }
.brand-light .brand-copy small { color: var(--on-dark-faint); }
.footer-description { max-width: 30ch; margin-top: var(--sp-5); color: var(--on-dark-faint); font-size: 13.5px; line-height: 1.6; }
.footer-grid h3 { margin-bottom: var(--sp-4); color: #fff; font-size: 13px; font-weight: 600; letter-spacing: .07em; text-transform: uppercase; }
.footer-grid > div > a:not(.brand),
.footer-grid > div > div > a,
.link-button {
  display: block; margin: 10px 0; padding: 0;
  border: 0; background: transparent;
  color: var(--on-dark-muted); font-size: 13.5px; text-align: left;
  transition: color var(--fast), transform var(--fast);
}
.footer-grid a:hover, .link-button:hover { color: var(--mint-400); }
.footer-bottom {
  display: flex; justify-content: space-between; flex-wrap: wrap; gap: var(--sp-4);
  margin-top: var(--sp-9); padding-top: var(--sp-5);
  border-top: 1px solid rgba(255, 255, 255, .09);
  color: #7f8db2; font-size: 12.5px;
}

/* ---------- Модальное окно и тост ---------- */

.modal-overlay {
  position: fixed; inset: 0; z-index: var(--z-modal);
  display: grid; place-items: center; padding: var(--sp-5);
  background: rgba(7, 13, 30, .68);
  backdrop-filter: blur(6px); -webkit-backdrop-filter: blur(6px);
  animation: fade-in var(--fast) ease both;
}
@keyframes fade-in { from { opacity: 0; } to { opacity: 1; } }
.modal {
  position: relative;
  width: min(620px, 100%); max-height: min(760px, calc(100vh - 40px)); overflow: auto;
  padding: var(--sp-8) var(--sp-8) var(--sp-7);
  border-radius: var(--radius-lg); background: #fff;
  box-shadow: var(--shadow-xl);
  animation: modal-in var(--medium) var(--ease-out) both;
}
@keyframes modal-in { from { opacity: 0; transform: translateY(18px) scale(.985); } to { opacity: 1; transform: none; } }
.modal-close {
  position: absolute; top: var(--sp-5); right: var(--sp-5);
  width: 40px; height: 40px; display: grid; place-items: center; padding: 0;
  border: 1px solid var(--line); border-radius: var(--radius-xs);
  background: #fff; color: var(--ink-500);
  transition: color var(--fast), border-color var(--fast), background var(--fast);
}
.modal-close svg { width: 16px; height: 16px; fill: none; stroke: currentColor; stroke-width: 2.2; stroke-linecap: round; }
.modal-close:hover { color: var(--navy-800); border-color: var(--line-strong); background: var(--bg); }
.modal h2 { margin-bottom: var(--sp-4); padding-right: 52px; color: var(--navy-800); font-size: 24px; font-weight: 600; letter-spacing: -.02em; }
.modal p, .modal li { color: var(--ink-500); line-height: 1.65; }
.modal p:last-child { margin-bottom: 0; }

.toast {
  position: fixed; z-index: var(--z-toast); right: var(--sp-6); bottom: var(--sp-6);
  display: flex; align-items: center; gap: var(--sp-3);
  max-width: 380px; padding: var(--sp-4) var(--sp-5);
  border-radius: var(--radius-sm);
  background: var(--navy-900); color: #fff; font-size: 14px;
  box-shadow: var(--shadow-lg);
  opacity: 0; transform: translateY(16px); pointer-events: none;
  transition: opacity var(--medium) var(--ease), transform var(--medium) var(--ease);
}
.toast.show { opacity: 1; transform: none; }

/* ---------- Появление при прокрутке ---------- */

.reveal { opacity: 0; transform: translateY(20px); transition: opacity var(--slow) var(--ease-out), transform var(--slow) var(--ease-out); }
.reveal.visible { opacity: 1; transform: none; }

/* ============================================================
   Адаптив
   ============================================================ */

@media (max-width: 1100px) {
  .main-nav { gap: var(--sp-5); }
  .main-nav a { font-size: 13px; }
  .header-cta { display: none; }
  .benefits-grid { grid-template-columns: repeat(2, 1fr); }
  .calculator-layout { grid-template-columns: minmax(0, 1fr) 300px; }
  .program-grid { grid-template-columns: 1fr; }
  .program-option h4 { padding-right: 0; }
  .assurance-grid { grid-template-columns: repeat(2, 1fr); }
  .assurance-item:nth-child(3) { padding-left: 0; border-left: 0; }
  .assurance-item:nth-child(n+3) { border-top: 1px solid rgba(19, 28, 55, .07); }
  .coverage-grid { grid-template-columns: 1fr; }
}

@media (max-width: 860px) {
  :root { --header-height: 68px; }
  .container { width: min(100% - 32px, 720px); }
  .section { padding: var(--sp-11) 0; }
  .main-nav {
    position: absolute; top: var(--header-height); right: 0; left: 0;
    display: none; flex-direction: column; align-items: stretch; gap: 2px;
    padding: var(--sp-3) var(--sp-4) var(--sp-5);
    border-bottom: 1px solid var(--line); background: #fff;
    box-shadow: var(--shadow-md);
  }
  .main-nav.open { display: flex; animation: step-in var(--fast) var(--ease-out) both; }
  .main-nav a { min-height: 48px; display: flex; align-items: center; padding: var(--sp-3); border-radius: var(--radius-xs); font-size: 15px; }
  .main-nav a::after { display: none; }
  .main-nav a:hover { background: var(--bg); }
  .menu-toggle { display: block; }

  .hero-grid { grid-template-columns: 1fr; gap: var(--sp-6); padding-bottom: var(--sp-9); }
  .hero-copy { text-align: center; }
  .hero-copy .eyebrow { justify-content: center; }
  h1, .hero-lead { margin-right: auto; margin-left: auto; }
  .hero-actions, .trust-list { justify-content: center; }
  .hero-visual { padding: 44px 20px 52px; }

  .calculator-section { padding: var(--sp-11) 0; }
  .calculator-layout { grid-template-columns: 1fr; }
  .summary-card { position: static; order: -1; }
  .summary-body { display: grid; grid-template-columns: 1fr auto; gap: var(--sp-4); align-items: center; }
  .summary-list { display: none; }
  .summary-price { margin: 0; text-align: right; }
  .summary-body .demo-label { display: none; }
  .step-label { display: none; }
  .step-button { justify-content: center; }

  .contact-card { align-items: stretch; flex-direction: column; gap: var(--sp-6); }
  .contact-actions { min-width: 0; }
  .footer-grid { grid-template-columns: 1.4fr 1fr; gap: var(--sp-7); }
}

@media (max-width: 600px) {
  .container { width: min(100% - 24px, 520px); }
  .section { padding: var(--sp-10) 0; }
  .section-heading { margin-bottom: var(--sp-7); }
  .brand-copy small { display: none; }
  .brand-mark { width: 34px; height: 34px; }
  .language-switch { margin-left: auto; }

  h1 { font-size: clamp(34px, 10vw, 46px); }
  .hero-grid { padding-top: var(--sp-8); }
  .hero-actions { flex-direction: column; }
  .hero-actions .button { width: 100%; }
  .trust-list { flex-direction: column; align-items: stretch; }
  .trust-item { justify-content: center; }
  .hero-visual { padding: 12px 0 24px; }
  .route-line { display: none; }
  .policy-preview { padding: var(--sp-5); transform: none; }
  .policy-preview:hover { transform: translateY(-4px); }
  .floating-note { display: none; }
  .preview-total { align-items: flex-start; flex-direction: column; gap: 2px; }

  .assurance-grid { grid-template-columns: 1fr; }
  .assurance-item { padding: var(--sp-4) 0; }
  .assurance-item + .assurance-item { padding-left: 0; border-left: 0; border-top: 1px solid rgba(19, 28, 55, .07); }

  .benefits-grid { grid-template-columns: 1fr; gap: var(--sp-3); }
  .benefit-card { padding: var(--sp-5); }
  .icon-box { margin-bottom: var(--sp-4); }

  .stepper { grid-template-columns: repeat(4, 1fr); border-radius: var(--radius-md); }
  .step-button { padding: var(--sp-2) 4px; }
  .calculator-card { padding: var(--sp-5) var(--sp-4); border-radius: var(--radius-md); }
  .summary-card { border-radius: var(--radius-md); }
  .form-grid { grid-template-columns: 1fr; }
  .field input, .field select, .field textarea { font-size: 16px; }
  .field-full { grid-column: auto; }
  .choice-grid { grid-template-columns: 1fr; }
  .choice-card { flex-direction: row; align-items: center; gap: var(--sp-4); padding: var(--sp-4); }
  .choice-card .icon-box { margin-bottom: 0; }
  .choice-card small { display: none; }
  .deductible-row { grid-template-columns: repeat(3, 1fr); }
  .participant-section { padding: var(--sp-4); }
  .participant-head { align-items: flex-start; flex-direction: column; gap: var(--sp-3); }
  .step-actions { align-items: stretch; flex-direction: column-reverse; }
  .step-actions .button { width: 100%; margin: 0; }
  .result-actions .button { width: 100%; }

  .summary-head { padding: var(--sp-4) var(--sp-5); }
  .summary-body { padding: var(--sp-4) var(--sp-5); }
  .summary-price { padding: var(--sp-3) var(--sp-4); }
  .summary-price strong { font-size: 20px; }

  .faq-question { min-height: 60px; padding: var(--sp-4) var(--sp-5); font-size: 15px; }
  .faq-answer p { padding: 0 var(--sp-5) var(--sp-5); font-size: 14.5px; }
  .contact-card { padding: var(--sp-6) var(--sp-5); border-radius: var(--radius-lg); }
  .footer-grid { grid-template-columns: 1fr; gap: var(--sp-6); }
  .footer-bottom { flex-direction: column; gap: var(--sp-2); margin-top: var(--sp-7); }
  .modal { padding: var(--sp-6) var(--sp-5); }
  .toast { right: var(--sp-3); left: var(--sp-3); bottom: var(--sp-3); max-width: none; }
}

@media (prefers-reduced-motion: reduce) {
  html { scroll-behavior: auto; }
  *, *::before, *::after {
    animation-duration: .01ms !important;
    animation-iteration-count: 1 !important;
    transition-duration: .01ms !important;
  }
  .reveal { opacity: 1; transform: none; }
  .hero-copy > *, .trust-item, .hero-scene { opacity: 1; transform: none; }
  .policy-preview { transform: rotate(1deg); }
  .button:hover, .benefit-card:hover, .coverage-card:hover, .contact-link:hover { transform: none; }
  .policy-preview:hover { transform: rotate(1deg); }
  .status-dot::after { display: none; }
}